Merchant Services Payment Pro helps local businesses offset their processing costs with a straightforward flat-fee dual pricing program — so you stop handing a percentage of every transaction to your processor.
See exactly what you could save. No obligation, no pressure.
For years, the deck has been stacked against Main Street when it comes to accepting payments. Here's what you're up against — and how we've been helping owners fight back.
We've spent decades helping small business owners across America keep their profits where they belong — in the business. Dual pricing offsets the cost of card acceptance, so you're not the one eating the fee.
And when you call, a real person who knows your account picks up. That's the way it should have been all along.
See what you could keepOne local partner for processing, equipment, funding, and the support to keep it all running.
Offset card-acceptance costs with a clear, compliant dual pricing program built around a flat monthly fee.
Countertop, wireless, and mobile devices that handle dip, tap, swipe, and contactless wallets out of the box.
Qualifying merchants can be eligible for same-day deposits — a real difference when cash flow matters.
Send invoices, take payments by link, and run transactions from a virtual terminal — no extra hardware required.
Keep your existing bank account. We handle the setup so the move is simple and low-disruption.
Customer service that's second to none. When you call, a person who knows your account picks up.
Valor devices for in-store, on-the-go, and online — matched to how your business actually takes payments.

Fast countertop terminals with a customer-facing PIN pad for retail and quick-service counters.
Valor VP100 · VL300 PIN Pad

4G and Wi-Fi handhelds plus a Bluetooth reader for pay-at-the-table, service calls, and pop-ups.
Valor VL110 · VL500 · VP550

Take payments by link, send invoices by email or SMS, and key transactions from any browser.
ValorPay Virtual Terminal
Eligible merchants can get a modern Valor terminal placed at no upfront equipment cost when they switch to a dual pricing program. Ask us if your business qualifies.
See If You Qualify
We start with how your business runs, then match you to a program that fits — not the other way around.
A flat monthly program fee in place of percentage-based processing costs. The card-acceptance cost is offset at checkout, and you keep more of every ticket.
Learn MorePrefer to keep a conventional setup? We'll review your current statement and structure straightforward, competitive pricing with no surprise fees.
Learn MoreFor qualifying merchants who need cash flow fast. Pair any program with same-day deposit eligibility so your money moves at the speed of your business.
Learn MoreMove the sliders to match your business. We'll estimate what you could keep under a flat-fee dual pricing program.
Use your real monthly volume and current rate for the closest estimate.
Estimate only. Actual savings depend on your card mix, ticket size, and program terms. Under a dual pricing program, the card-acceptance cost is offset to the cardholder and the business pays a flat monthly program fee. We make no guarantees for merchant account approvals or specific savings amounts.
From the corner shop to the service van, we set up payments for the businesses that keep neighborhoods running.
Countertop checkout, inventory-friendly terminals, and contactless wallets your shoppers expect.
Pay-at-the-table, tipping, and bill-splitting on wireless handhelds that keep tables turning.
Take deposits, final invoices, and on-the-go payments whether the work is in the bay or the driveway.
Smart tipping, fast checkout, and rebooking-friendly devices for chairs, suites, and front desks.
Invoice by email or text and accept payment by link — clean and simple for offices and practices.
Wireless and mobile readers for plumbers, electricians, landscapers, and anyone billing in the field.
Most merchants are quietly paying 3% or more of every card sale. Here's where that goes — and where it could stay.
Illustrative example. Your actual rate and savings depend on your card mix and program terms.
"Mark has been taking care of our business for over 20 years. He is always available to handle any questions we may have."
"We have saved thousands of dollars annually with the cash discount program."
Send us a little about your business and we'll put together a free, no-obligation assessment of what dual pricing could mean for you.
We'll review your current setup and show you the numbers.